Co. Louth
Business loans in Dundalk for limited companies
Business loans in Dundalk for limited companies trading north and south of the border, arranged with specialist non-bank lenders by phone and online.
- Population
- 43,112 (Dundalk town)
- County
- Co. Louth
- Local Enterprise Office
- LEO Louth
- Our fee
- €0 to you
- The lender pays us commission
Quick eligibility check
See what your company could borrow
Step 1 of 3 · about 60 seconds
About 60 seconds · no credit search · not recorded on the Central Credit Register
Prefer to talk? +353 1 536 9910- Population
- 43,112 (Dundalk town)
- County
- Co. Louth
- Local Enterprise Office
- LEO Louth
- Our fee
- €0 to you
- The lender pays us commission
- Irish limited companies
- Several lenders, one request
- No fees for your company
- No obligation
At a glance
Funding for Dundalk companies in three steps
- 1
Tell us what you need
Three taps: purpose, amount, business type. About 60 seconds, no credit search and not recorded on the Central Credit Register.
- 2
We match you to lenders
We check your profile against lender criteria and approach only those likely to consider it. One request, only to lenders likely to consider it.
- 3
Compare any offers
See the rate, fees, security and any personal guarantee side by side before you decide anything.
Overview
Doing business in Dundalk
Dundalk is the State’s second-largest town, with 43,112 people at Census 2022, and many firms looking for business loans in Dundalk sell into Northern Ireland as much as into Dublin. Biopharma, technology, engineering and food companies share the town with a long tradition of cross-border trade. Selling in two currencies and two tax systems brings its own cash-flow pressures: sterling invoices, longer delivery chains and customers who pay on different terms.
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Our panel can consider working capital, stock finance and trade finance for Irish-registered limited companies. We work with Dundalk and north Louth companies by phone, email and online; Welcome Finance has no office in Dundalk.
Lenders we work with
We are a broker, not a lender. Lender names and logos are trademarks of their owners and are shown with permission. Their inclusion does not mean the lender endorses Welcome Finance. Finance is subject to each lender’s own approval, which is not guaranteed.
Key industries in Dundalk
- Biopharma and life sciences
- Technology and software
- Engineering and manufacturing
- Food and drink
- Cross-border trade and logistics
Finance in Dundalk
Business finance for Dundalk companies
Popular finance for Dundalk businesses
Why does the border shape Dundalk’s finance needs?
Newry is a short drive north, so for many Dundalk companies Northern Ireland is a local market, not an export one. That brings opportunity and friction: prices quoted in sterling, two VAT systems, and a customer base that pays on its own terms. InterTradeIreland, the cross-border trade body, runs programmes such as Acumen to help companies grow sales across the border.
Large employers include the biologics manufacturer WuXi Biologics and technology companies linked to Dundalk Institute of Technology (DkIT), which supply skilled staff and contracts to local engineering firms.
What port and industrial links does Dundalk have?
The CSO recorded about 121,000 tonnes of goods through Dundalk port in 2025, while Greenore, on Carlingford Lough in north Louth, handled about 1.4 million tonnes. Enterprise Ireland’s North East office is in Finnabair Industrial Park, which keeps the national export agency close to local manufacturers. LEO Louth is also based in the town, at the Town Hall on Crowe Street, so both State agencies for small and exporting companies are a short trip away.
Where do business loans in Dundalk usually go?
Paying suppliers in Britain or further afield before goods arrive, carrying stock for customers on both sides of the border, and funding staff for new contracts are typical reasons. For smaller businesses, the Louth County Nurture Fund offers a local route. See our trade finance page for how supplier-payment finance works.
Louth also has two local funds for small companies that have tried the banks without success: the Louth County Enterprise Fund, a not-for-profit lender listed by LEO Louth, and the Louth County Nurture Fund, developed with Dundalk Credit Union, which lists loans of up to €50,000 for established businesses.
Local support
Business support in Dundalk
Local Enterprise Office Louth
Based at the Town Hall on Crowe Street, Dundalk. Its grants target manufacturing and internationally traded services businesses with ten or fewer employees.
Louth County Nurture Fund
Developed by Dundalk Credit Union with the Louth County Enterprise Fund, it lends up to €50,000 to established Louth businesses and up to €25,000 to newer ones.
Louth County Enterprise Fund
A not-for-profit local loan fund that LEO Louth lists for small businesses that have tried conventional finance without success.
InterTradeIreland Acumen
Helps businesses fund and recruit a sales professional to grow cross-border sales, with support worth up to €21,562, subject to eligibility and open calls.
Enterprise Ireland North East
Enterprise Ireland’s regional office in Finnabair Industrial Park works with Dundalk manufacturers and internationally traded services companies planning to export.
InterTradeIreland Funding Advisory Service
Free workshops and one-to-one signposting for established businesses seeking growth finance; not aimed at pre-revenue or start-up companies.
National schemes
State-backed supports
SBCI Growth and Sustainability Loan Scheme
€25,000 to €3m over 7 to 10 years, open until 30 June 2029. Get an eligibility code from the SBCI, then apply directly to a participating lender.
About SBCI loansCredit Review Service
Reviews refusals by AIB, Bank of Ireland or PTSB of €1,000 to €3m. Apply within 30 days of the bank’s final decision.
SEAI business energy grants
Grants towards solar PV and energy upgrades for businesses.
Estimate your monthly repayments
Estimated monthly repayment
€3,179.97
- Total interest
- €14,479
- Total repayable
- €114,479
- Equivalent APR (effective)
- 9.38%
- Factor rate
- 1.1448
- Equivalent flat rate (per year)
- 4.83%
Illustrative only. Actual rates, fees and terms depend on your circumstances and the lender. This is not an offer of finance.
How we work
Business loans in Dundalk: FAQs
Can a company registered in Northern Ireland apply through Welcome Finance?
No. We can only work with companies registered in Ireland with the CRO: an LTD, DAC, PLC or ULC. A company registered only in Northern Ireland should look to UK lenders or InterTradeIreland’s Funding Advisory Service. If your group has an Irish-registered company trading from Dundalk, that company may be able to apply in its own name.
What is the Louth County Nurture Fund?
It is a local loan fund developed by Dundalk Credit Union with the Louth County Enterprise Fund for small and medium-sized companies in County Louth. LEO Louth lists loans of up to €50,000 for established businesses and up to €25,000 for new businesses, in sectors such as engineering, manufacturing, food and drink, digital technology and tourism. Check it is open before applying.
What help is there for Dundalk companies selling into Northern Ireland?
InterTradeIreland’s Acumen programme helps businesses fund and recruit a sales professional to grow cross-border sales, with support worth up to €21,562. InterTradeIreland also runs Trade Connects, SupplyChain+ and Go-2-Tender for companies trading across the border. Check eligibility and current calls before you plan around the money.
Where is Enterprise Ireland’s North East office?
Enterprise Ireland’s North East office is in Finnabair Industrial Park, Dundalk, Co. Louth. It works with manufacturing and internationally traded services companies with export plans, including suppliers to the town’s biopharma and technology employers. Smaller Dundalk companies usually start with Local Enterprise Office Louth at the Town Hall, which can refer them on when they are ready.
Can my Dundalk company get a loan if many customers pay in sterling?
Usually, yes. Lenders assess your company’s overall trading and bank statements, and sterling income is common for border businesses. Expect questions about how you handle currency swings and whether your margins can absorb them. If you pay overseas suppliers before you are paid, supplier-payment finance from our panel may also help; we will tell you honestly if it isn’t a fit.
Is there free advice on raising growth finance near the border?
Yes. InterTradeIreland’s Funding Advisory Service runs free workshops across the island with Grant Thornton and offers one-to-one signposting to suitable funders. It is aimed at established businesses looking for growth finance, not pre-revenue or start-up companies. It covers what lenders look for, which is useful before any application, including one through us.
Check in 60 seconds
Check your eligibility in 60 seconds
No credit search and nothing recorded on the Central Credit Register. No obligation.
- No credit search, not recorded on the Central Credit Register
- One request, several lenders: we’re a broker, not a lender
- For limited companies registered in Ireland
- No fees for your company: we’re paid commission by the lender
Step 1 of 3 · about 60 seconds
Sources: CSO, Census 2022 Profile 1: population distribution (checked 22 Oct 2026); CSO, Statistics of Port Traffic Quarter 4 and Year 2025 (25 Mar 2026) (checked 22 Oct 2026); Enterprise Ireland, Connect with us: regional offices (checked 22 Oct 2026); InterTradeIreland Cross-Border Trade Hub, Local Enterprise Offices contact list (checked 22 Oct 2026); LEO Louth, Louth County Nurture Fund (checked 21 Oct 2026); LEO Louth, FAQs (checked 21 Oct 2026); InterTradeIreland, Acumen (checked 21 Oct 2026); InterTradeIreland, Funding Advisory Service (checked 21 Oct 2026).