Business finance calculators for Irish companies

Thirteen free calculators: business loan repayments, hire purchase, equipment leasing, invoice finance, merchant cash advance, factor rate, APR, refinance savings, tax and VAT funding, working capital, debt service cover (DSCR), how much your business could borrow, and a flat rate to annual rate converter. Each page explains the maths with an illustrative example.

The maths is exact for the inputs you enter, but the results are illustrative only and are not a quote or an offer of finance. Real rates and fees depend on your company’s accounts, credit history, security and the lender. Most calculators exclude arrangement and other fees, so compare lenders’ total amounts repayable.

No. The calculators run in your browser; nothing you type is saved, sent to us or searched. They involve no credit search and nothing is recorded on the Central Credit Register. You only share details with us if you choose to fill in our eligibility form.

If you are thinking about a loan, start with the business loan calculator to see repayments, then the DSCR or borrowing capacity calculator to see whether profits cover them. For cash flow, try the working capital calculator. For equipment, compare the hire purchase and leasing calculators.

Check your eligibility at app.welcomefinance.ie. It takes about a minute, involves no credit search and is not recorded on the Central Credit Register. If our panel can help, we gather what the lenders need and set out any offers in plain terms. There is no obligation to accept.