Explainer
Guides in the “Explainer” category.
- Explainer
Business loan requirements in Ireland: what lenders look for
Business loan requirements in Ireland for limited companies: trading history, turnover, affordability, tax, CCR record, security and who can and cannot apply.
Last reviewed 22 October 2026
- Explainer
Flat rate vs APR: business loan costs and total cost explained
Flat rate vs APR on Irish business loans: how lenders price finance, factor rates, fees and total cost of credit, with worked examples to compare offers.
Last reviewed 21 October 2026
- Explainer
Van VAT reclaim, capital allowances and BIK in Ireland
Van VAT reclaim rules for Irish companies, plus capital allowances, BIK on company vans and cars in 2026, VRT and how hire purchase or leasing changes timing.
Last reviewed 22 October 2026
- Explainer
R&D tax credit in Ireland: how it is paid and how to fund the wait
How Ireland’s 35% R&D tax credit is paid in three instalments, the new €87,500 first instalment, when the cash arrives and how Irish companies fund the wait.
Last reviewed 22 October 2026
- Explainer
Equipment finance for new companies: what Irish lenders expect
Equipment finance for new companies in Ireland: the trading history, deposits, asset types and guarantees lenders expect, and what start-ups should know.
Last reviewed 21 October 2026
- Explainer
RCT rates and cash flow for construction companies in Ireland
How RCT rates of 0%, 20% and 35% affect cash flow for Irish construction companies, how to get your RCT rate reviewed, RCT refunds and your 2013 Act rights.
Last reviewed 21 October 2026
- Explainer
How revenue-based finance works: costs, examples and fit
How revenue-based finance works for Irish companies: repayments as a share of sales, fixed-fee pricing, worked e-commerce examples, providers and when it fits.
Last reviewed 21 October 2026
- Explainer
Late payment interest in Ireland: your rights on business invoices
How late payment interest works on Irish business invoices: the 2012 Regulations, statutory interest, €40 to €100 compensation, payment terms and how to claim.
Last reviewed 22 October 2026
- Explainer
Personal guarantees for company loans in Ireland: a director's guide
What a personal guarantee on a company loan in Ireland means for directors: limited vs unlimited guarantees, the risks to your assets and how to limit one.
Last reviewed 22 October 2026