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WELCOMEFINANCE

Business finance guides for Irish companies

Plain-language guides to business loans, cash flow finance, asset finance, grants and State supports, written for Irish limited companies. Each guide lists its official sources and the date it was last reviewed.

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Questions about our guides

What do your guides cover?

Practical, Ireland-specific guides for directors of limited companies: SBCI schemes, business loan documents, bank refusals and the Credit Review Service, invoice finance, Revenue tax debt, hire purchase and leasing, personal guarantees, grants and state supports, late payment interest and funding energy upgrades. Each sets out how it works, costs, risks and alternatives.

Where does the information in your guides come from?

From primary Irish sources such as Revenue, the Central Bank of Ireland, the SBCI, SEAI, the CRO, the CSO and government departments, plus lenders’ own published information. Every guide lists its sources with the date they were checked, and shows when it was last reviewed.

Are the guides financial advice?

No. Our guides are general information, not financial, tax or legal advice, and they do not take account of your company’s circumstances. Use them to understand your options and prepare questions, then speak to your accountant or solicitor before making decisions.

Do your guides only cover products you can arrange?

No. We also explain products we do not arrange, such as SBCI loans, as fairly as those we can, and say where to apply for them.

How often are the guides updated?

We review guides when rules, rates or schemes change, such as a Budget or a new SBCI scheme, and at least every 6 months. The review date is shown at the top of each guide, and figures that change often are dated.

Who writes the guides?

The Welcome Finance editorial team researches and writes every guide, following our editorial policy. Lenders do not pay for, write or approve our content. If you spot an error, email support@welcomefinance.ie and we will check it against the source and update the guide.